We have been in the receivables factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's booms and busts and in having done so, can help you through any hard situations you might encounter. Our lights won't go out when the times get hard, as some receivables factoring companies sadly have in the past.

Every factoring company has a preference for size, industry, and risk. It's pretty hard for you to choose which receivables factoring company is a suitable fit for you. By contacting us, we can save you a tremendous amount of time by helping you find the ideal match for your company - it might be us or another receivables factoring company.

We have a huge A-List of receivables factoring industry colleagues, these trusted connections were built over 20+ years in the business. So, after you take the time to lay out your needs to us, you'll quickly see that we can help you find exactly what you need.

A lot of receivables factoring firms let you pick and choose your customers to factor. But a handful of them usually require a minimum dollar amount prior to working with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is pretty much like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will make you use receivables factoring when you don't require it.

A lot of receivables factoring firms fees are contorted. It defies common sense why they do this. You can be sure, We will not treat you this way.  We are flat out transparent about our fees. When you apply, you are given a straightforward, no obligation rate proposal with the fee for your business. Good luck finding another factoring company, if any, that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring companies are funded by Wall Sreet investors. We are a privately held company and don't take marching orders from investors and boards. Same as you, we are like-minded business people and we have jumped many of the hurdles that a business deals with. We hear your story, determine concerns. Based on that information we will put together a custom-made solution for you. A lot of factoring companies notably the Silicon Valley ones usually count on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

A lot of receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or won't.

Don't forget the fact that the receivables factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we watch each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns in order to correct them right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay alert to negative payment trends. This is critical to run your business efficiently.

We employ advanced technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. A lot of other companies are not even in the same neighborhood.